Security for Your Loved Ones After You’re Gone

Have you ever worried about what would happen to your family if you were to pass away? Would they be able to stay in their home and manage their financial responsibilities without you? California can be an expensive state to live in, and your family may rely on your income or assets.

Life insurance was created to alleviate that worry. In the event of your passing, your loved ones’ expenses would be covered so they can recover without the added stress of money and housing concerns.

When to Consider Purchasing Life Insurance

There’s really no wrong time to buy life insurance, but there certainly are some moments when it makes even more sense:

• Becoming a parent or grandparent
• Buying your first home
• Getting married
• Starting a new business
• Inheriting wealth or property
• Health deterioration of you or a loved one

Usually, it’s those big life changes that prompt people to think more about their own mortality and how their family members would cope in their absence.

Life Insurance for Different Needs

There are several types of life insurance available, depending on your personal situation and budget:

1. Term life insurance – This covers you for a predetermined period of time and is therefore less expensive. It can be converted to whole life insurance should you want more permanent coverage. Many younger people start with term life insurance.
2. Whole life insurance – A more permanent option, whole life insurance protects you for your entire lifetime. Because of this, it’s considered an investment that builds as time goes on.
3. Universal life insurance – Some people consider this a hybrid alternative between term and whole life insurance. While it accrues cash value over time, it typically offers a more flexible and budget-friendly premium schedule.

Personalized Service When Selecting the Right Life Insurance for You

Your life insurance needs are unlike anyone else’s. Therefore, it’s smart to choose independent agents who take the time to review your personal situation and can recommend the best coverage for you.

At Mark Jackson Insurance Agency, we pride ourselves on our customized policies and stellar personalized service. We help take the worry out of reaching major milestones, no matter where in life you are.

Give us a call at 714-779-2629 when you’re ready to review your life insurance questions and set up a policy. You can also get in touch online via our website to learn more or start a quote at your convenience.

Get a Free Life Insurance Quote